We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

State pension age for women

Yet again the press has an article about 60 yr old women moaning on about how they didn't realise they wouldn't be receiving their state pension now because it's moved up to around 62 now.

Where have all these 60 year olds been in the last twenty years. This was announced in 1995, so they've all had 20+ years to plan for it!

It's not news, it's common knowledge surely!

And another point I'm sure everyone knows is that this equality with men (something women also bang on about) was forced upon us by the EU.

Cheers fj
«1345

Comments

  • kidmugsy
    kidmugsy Posts: 12,709 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    When did facts ever stop people whinging?
    Free the dunston one next time too.
  • kidmugsy wrote: »
    When did facts ever stop people whinging?

    Very true, believe it or not there is a group fighting against equality for women!

    True to form I guess!

    Only kidding ladies!

    Cheers fj
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Only kidding, sorry dont think so. You are not kidding.

    But I have to agree these women are clueless and uneducated. Like many misoginists.
  • atush wrote: »
    Only kidding, sorry dont think so. You are not kidding.

    But I have to agree these women are clueless and uneducated. Like many misoginists.

    Seriously, I was kidding.

    fj
  • And another point I'm sure everyone knows is that this equality with men (something women also bang on about) was forced upon us by the EU.

    It's only equality to the SJW's if men are the ones being disadvantaged in the process of engendering (hah! pun intended) equality.

    If women are the ones being disadvantaged to make the sexes equal, the SJW's still call it sexism.
    Conjugating the verb 'to be":
    -o I am humble -o You are attention seeking -o She is Nadine Dorries
  • JezR
    JezR Posts: 1,699 Forumite
    Part of the Furniture 1,000 Posts
    The first official suggestion for the pension ages to be reunified for men and women (they were the same before 1940) was in a government report in the late 1950s. The intent therefore has been around for a very long time, even if it was politically difficult and not enacted before 1995.
  • Whilst it's true that the rise in SPA for women to 65 was announced many years ago, the real issue is for women like me born between 1950 & 1955.

    The original plan was that our SPA would be on a sliding scale, making mine 63. Then 2 years ago that arrangement was scrapped with no notice, immediately increasing to 65 for women born after 1953.


    So now I am in the very unfair situation where my friend born in late 1953 qualifies at age 63, but as my birth date is January 1954 I have to wait until I'm 65 1/2. 2 years is not long enough to revise my retirement plans to mitigate for the loss of nearly £16K.


    I am not against equalising the pension arrangements for men & women but it is the way it was implemented that is wrong, the original rules should have remained until those on the sliding scale had qualified, because women born 1956 onwards already knew that the SPA was to be65 for them.


    The reason for the change has been championed as being introduced to give a pension to all women including those who have taken career breaks - this very little comfort to me having worked without ANY break since age 16.


    So to those who immediately dismiss this as just women moaning again - it is a real issue!
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It is a real issue, even if as i am younger it doesn't affect me.

    But I wont get my US state pension until I am 67 lol
  • molerat
    molerat Posts: 34,951 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 September 2015 at 12:12PM
    But at least if you retire from next year you will be able to claim a flat rate pension - it must be true because it says so in the article :o
    From April next year, everyone reaching state pension age will be able to claim a new flat rate payout of £148.40 a week.
    http://www.thisismoney.co.uk/money/pensions/article-3226942/Generation-women-betrayed-state-pension-Susan-die-claims-Wendy-faces-poverty-waiting.html

    I had to turn the volume down on my laptop because the whining noise was hurting my ears ;)

    MrsM is one of the latest change affected. She was due to retire at 64/11 in Jan 2020 but now has to wait until 66 in Feb 2021 but on the plus side the new pension gives her an uplift of 10%.
  • p00hsticks
    p00hsticks Posts: 14,584 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 September 2015 at 12:10PM
    gardener_A wrote: »
    So now I am in the very unfair situation where my friend born in late 1953 qualifies at age 63, but as my birth date is January 1954 I have to wait until I'm 65 1/2.

    I have a great deal of sympathy for women in your position (I'm slightly younger so have known for quite a while I'd be getting my State Pension at 65 rather than 60, although it;s more recently been extended to 66 for me).

    However, in my opinion you rather spoil a good well argued case by (presumably unintentionally) providing some incorrect examples which overexaggerate the rate at which the age is increasing.

    The increases are laid out here -
    https://www.gov.uk/government/publications/state-pension-age-timetable
    and suggest that your slightly younger friend will not retire as early as you suggest and you will not retire as late.


    If we arbitrarily take 'late 1953' to be some time on or after 6th October, under the latest 2011 changes your friend will only reach State Pension age on 6th July 2018 at the earliest - an age of 64 years and nine months. And if you were born on 6th January 1954, your SPA is 6th May 2019 at an age of 65 and 4 months - a couple of months earlier that you suggest.

    So a difference between you and your friend's SPA of 7 months - nowhere near the two and a half years you suggest.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.9K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 244.9K Work, Benefits & Business
  • 600.5K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.