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Bankruptcy on credit file

glimmerofhope
glimmerofhope Posts: 588 Forumite
in Bankruptcy & living with it
Hi

Just a quick question please
Husband was declared br 12/3/09 and discharged 25/1/10. Should this still show on his credit file. It is not on Experian but still on Equifax so wondering if we should query this


Thanks
Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbour. Catch the trade winds in your sails. Explore. Dream. Discover."

:pOfficial DFW Nerd 1365:p

Comments

  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    glimmerofhope wrote: »
    Hi

    Just a quick question please
    Husband was declared br 12/3/09 and discharged 25/1/10. Should this still show on his credit file. It is not on Experian but still on Equifax so wondering if we should query this


    Thanks

    Experian says a minimum of 6 years from the date of the bankruptcy order. http://www.experian.co.uk/consumer/credit-education/credit-after-bankruptcy.html

    Not sure exactly what "minimum" of 6 years means when it should just be 6 years. You can get in contact with Equifax and find out why they haven't removed it yet.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • glimmerofhope
    glimmerofhope Posts: 588 Forumite
    Thank you
    Found the answer in a similar page on Equifax. Husband off to call them now
    https://equifaxuk.custhelp.com/app/answers/detail/a_id/238
    Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbour. Catch the trade winds in your sails. Explore. Dream. Discover."

    :pOfficial DFW Nerd 1365:p
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