'Backpacker Travel Insurance' - one way flight? (USA)

insurgente

I'm a dual US/British citizen and I've decided to try my luck at the US. So I've bought a one-way flight.

Until I figure out how the health system works out there, I'd like to have some kind of long trip travel insurance to cover my back. I've seen it written as 'backpacker insurance' for lack of a better term.

But I'm under the impression that you need a return ticket, otherwise the whole policy is invalid. Is that always the case?

As a US citizen I can fly on a one-way no problem. I just dont know how long I'll be out there for, so just want to cover myself for a few months.

Any options?

One idea: I buy a one way, refundable flight from the US to Ireland, using air miles. Would that be acceptable?

Thanks!

Browntoa

outbackerinsurance.com just say "proof of intention to return"

or proof of intention to return to the United Kingdom.


http://www.outbackerinsurance.com/content/policywording-outbacker-silver.pdf

huckster

Search for one way travel insurance, as it is available for people emigrating. If you buy standard travel insurance thinking it will cover a long stay in the US, you may be disappointed, if the Insurers find out you were emigrating.

My advice is one way travel insurance to cover the trip and then to take out whatever cover you need in the US through a US Insurers/brokers. If they won't provide it, as you have no permanent residence in the US, there are online companies such as Worldnomads.com

charliewocka

Might be worth double checking the T&Cs for employment - backpacking insurance may only cover you if you're on a temporary working type holiday visa?

insurgente

cheers for the replies.

MoneySupermarket says this about "one way insurance":

"Typically maximum cover for one way trip insurance, will last no more than a week from the point of leaving the UK"

If that's always the case, it may not help me.

I'll definitely check to make sure "backpacker" insurance allows me to work.

I e-mailed Outbacker Insurance to ask how I'd prove my intention to return to the UK. Maybe it's meant for people who have university/job offers and want to travel first?