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Gemmzie's Mum's SOA

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No longer using this account for new posts from 2013
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Comments

  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    *bump for the evening crew*
    No longer using this account for new posts from 2013
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    I think it's looking pretty good Gemmzie - how does she get her hair cut and dyed so cheaply if you don't mind me asking....does she go to a college? Even so, that's really cheap - brilliant!!!
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    The only thing that springs out is the £250 for the joint account.. what is that for and is there any room for play in it? Any chance of her doing some overtime to increase her earnings?
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • What does the OP eat? There is no mention of food or clothes for that matter.
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    hi gemmzie
    This may not be any help but if there is someone in the household in receipt of benefits you could get a new boiler free from the government scheme for heating/insulation.
    http://www.warmfront.co.uk

    Might be worth a look

    sophiesmum
    Reduce,re-use, recycle.






  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Snaggles wrote: »
    I think it's looking pretty good Gemmzie - how does she get her hair cut and dyed so cheaply if you don't mind me asking....does she go to a college? Even so, that's really cheap - brilliant!!!

    Cut is done by our mobile hairdresser. she's great actually only charges £8 but mum pays £10 because she cuts it so well! She does my fringe for £1!

    The dye she does herself
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    The only thing that springs out is the £250 for the joint account.. what is that for and is there any room for play in it? Any chance of her doing some overtime to increase her earnings?

    That's the lowest we can get it, see: http://forums.moneysavingexpert.com/showthread.html?t=331943
    For the joint situation

    She's doing lots at the moment but I didn't include because it's not regular income. She does cleaning some Saturdays (£30), mystery shops and is considering taking on a retail job for the Christmas period. She only works part-time (3 long days) but there's no overtime with that job.
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    ejones999 wrote: »
    What does the OP eat? There is no mention of food or clothes for that matter.

    Food comes out of the joint account. Clothes are bought from the £50 that is left over
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    sophiesmum wrote: »
    hi gemmzie
    This may not be any help but if there is someone in the household in receipt of benefits you could get a new boiler free from the government scheme for heating/insulation.
    http://www.warmfront.co.uk

    Might be worth a look

    sophiesmum

    We looked into this and the rules aren't someone in the household, it has to be the owners of the house unless someone is on IS/IB AND DLA :rolleyes:

    Thanks though
    No longer using this account for new posts from 2013
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Re: Boilers

    I had a decent combi put in about 2 years ago and the cost of the boiler was £1K.

    So if it is a straight swap over then you are looking at about £1.5Kish with fitting and not £3K and I would never get BG to do my boiler for me anyway.

    I had a new boiler and new piping for 4 rads up stairs plus 3 more new rads where pipe work existed it cost me About £4K. I was told by the guy fitting it that BG would have charged me in the region of £8k to do the same work for me.

    Could you mother not get a credit card with Interest free option on it. I have just got one to allow me to buy a new washing machine as my last one died. So it is now spread over 12 months with no interest.

    All the best.


    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
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