I was not there to receive Petition for Bankruptcy

pd2012

Hi all,

I was unable to attend the meeting to accept the Bankruptcy Petition on 5th August of this year, so I am now sat here waiting and wondering what is happening now.

The letter is as follows:

"I have been directed to serve you with a Bankruptcy Petition issued in the above matter.

I have already attended your address without meeting with you.

I have to that I will attend at your address as below on 5th August 2015 at 14:00 hours for the purpose of serving you personally with such Bankruptcy Petition.

Should the above appointment prove inconvenient I will endeavour to attend any other reasonably convenient time and place you may suggest for service.

It is my duty to inform you that should you fail to attend the above appointment, or any other made in lieu therof, application will be made to the Court for an Order of AlternativeService of teh said document by way of advertisement in the daily press, or in such other manner as the Court may direct, and you may be liable for the costs of such application.

Your faithfully
Process Server"

Could anybody please offer any advice as to what will be going on. It is a creditor that is making me bankrupt. I have no assets or money in the bank or savings so I am happy to be going with this bankruptcy but I just would like to know when, how, where, etc...

Any help would be appreciated.

Many thanks,

Phil.

National_Debtline

Hi Phil


The simplest approach would be for you to contact the creditor or their representative - assuming you know who they are - and ask for an update on any bankruptcy proceedings. The court could order that the petition be posted to you, but it may simply be a case of a notice in the local newspaper, so looking out for this could be less than straightforward.


If you are not interested in challenging the bankruptcy, then you can elect not to attend the hearing when it does take place. You will, however, be obliged to cooperate with the trustee appointed to handle your bankruptcy. The process for what happens once you have been made bankrupt is exactly the same as if you had applied for it yourself. Take a look at our guide:


https://www.nationaldebtline.org/EW/factsheets/Pages/01%20EW%20Bankruptcy/Default.aspx


Dennis
@natdebtline