We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joint mortgage to single mortgage help?
August23
Posts: 1 Newbie
To keep a long story short. My ex partner and I have recently got a joint mortgage prior to the relationship ending. We concluded missives last week and a few days later we ended.
Our mortgage is the second application. The first one was declined due to his online gambling.
I have decided to go for the mortgage myself. I do have a car on finance and a sofa in finance but that is it. I have no debt now. I got a affordability check for £3000 more than the mortgage itself. It's with the same bank and my mortgage advisor has removed my ex partners name from the application.
I'm in Scotland. Does anyone have any experience in thus? Or know the likelihood if I would get accepted? The first bank had said I wasn't the problem it was the ex and my mortgage advisor doesn't think that there would be an issue but I'm very concerned as otherwise we have to go through with the sale and then resell.
Our mortgage is the second application. The first one was declined due to his online gambling.
I have decided to go for the mortgage myself. I do have a car on finance and a sofa in finance but that is it. I have no debt now. I got a affordability check for £3000 more than the mortgage itself. It's with the same bank and my mortgage advisor has removed my ex partners name from the application.
I'm in Scotland. Does anyone have any experience in thus? Or know the likelihood if I would get accepted? The first bank had said I wasn't the problem it was the ex and my mortgage advisor doesn't think that there would be an issue but I'm very concerned as otherwise we have to go through with the sale and then resell.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards