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New Diary, New Start-mortgage be gone

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  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    greent wrote: »
    Haha! That sounds exactly like the kind of things I get up to in the very rare time I get alone!! :D:D

    xx

    There's always a job that needs doing isn't there. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Managed a no spend day on Tuesday and a low spend day (£1.60 to be precise, and that was a business expense) yesterday. We'll see what today brings.
    Today I need to:
    Photograph
    Edit
    List
    Sort some stuff out to sell
    Catch up with washing
    Sort out a couple of boxes of stuff

    I need to get back to kon Marie more stuff. I'm drowning in all sorts of stuff. :(

    The extra mortgage payments (over and above the overpayments I make within the monthly payment), have fallen by the wayside somewhat. That said, I'm optomistic that I can still achieve MFIT4 target if I get my rear in gear and build my business. :)
    Best get to it.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Shopping yesterday and today.
    I still haven't done any Christmas shopping yet.
    Bought food yesterday-£120 but that covered loads of stuff we do t need to buy every week like pet food and detergent etc. So I'm happy with that.
    Was unwell-again-yesterday so had an early night last night.
    Today I feel like we've done loads and not achieved very much. :(

    I really need to stick to lists, I perform much better when I work from lists.
    Very busy week ahead. Need to be up super early tomorrow! I'll probably be working flat out from about half 6 until gone 6 tomorrow night.
    Better go and make my first list.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    It's manic here at the moment and likely to continue for a few weeks yet.
    I didn't even have time for breakfast until after 3 this afternoon!
    Been working flat out.
    Just having 5 minutes to catch my breath before I have to start again. Lots to do. :)
    No spend day today :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    tattycath wrote: »
    Targets for November:
    Get on with listing
    Finish sorting kitchen
    Finish sorting bedroom
    Make £250 from TCB, selling up unwanted stuff etc
    Save £300
    Start Christmas shopping
    Sort electrics
    Sort loft
    £60 petrol
    £250 grocery spends

    I think that's more than enough to be going on with. Lol

    Update. Kitchen and bedroom still need sorting. I ended up making £138/£250
    Saved £300 :)
    I have started Christmas shopping.
    Electrics and loft still need sorting.
    Petrol spends were only £40
    Slightly over on grocery spends.

    November was a mixed bag really. although I didn't achieve everything I wanted to achieve, it is the run up to Christmas and I've been extremely busy with work etc.
    I may have to set easier, more achievable targets for December. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    December targets.
    Sort bedroom
    Sort lounge
    Make £200 from TCB, sales of unwanted stuff etc
    Save £300
    Finish Christmas shopping
    £80 fuel
    Get rid of 100 items
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 22,231 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :xmastree: Merry Christmas tattycath, hope it's a fab one for you all :xmastree:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    tattycath wrote: »
    December targets.
    Sort bedroom fail
    Sort lounge done
    Make £200 from TCB, sales of unwanted stuff etc fail
    Save £300done
    Finish Christmas shopping done
    £80 fuel£30
    Get rid of 100 items
    done, sent over 150 items to charity and recycle and some in bin

    Quite successful in the grand scheme of things.

    Onwards and upwards. I need to set targets for 2017. :)

    Happy new year everybody. :j
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    jwil wrote: »
    :xmastree: Merry Christmas tattycath, hope it's a fab one for you all :xmastree:

    Thanks jwil. We had a lovely Christmas thanks. I hope you did as well.
    Happy new year. :beer: all the best for next year. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Well done on hitting your "getting rid of things target", think I might set myself one for 2017. Could probably match your 150 just from the murky depths of my wardrobe lol. Happy new year to you and yours ��
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
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