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New Diary, New Start-mortgage be gone

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  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    I did some shopping at asda a couple of weeks ago. I thought I'd just check asdapriceguarantee-so pleased I did. I actually got a voucher worth over £9. So it's printed off ready for when I next go there to shop. :j
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath wrote: »
    I did some shopping at asda a couple of weeks ago. I thought I'd just check asdapriceguarantee-so pleased I did. I actually got a voucher worth over £9. So it's printed off ready for when I next go there to shop. :j

    Hi Tattycath, sorry I haven't been around much lately.

    That's an amazing voucher from Asda! I thought I was doing well when I got one recently for £1.76 :).

    With the weight-loss/getting-fit thing - you are quite right to take it slowly. Just gradually change your ways so that it becomes a new way of life, rather than making yourself feel hungry and deprived.

    Also, when tempted to eat some rubbishy stuff, do the 5-minute rule: Wait 5 minutes and then tell yourself that if you'd eaten whatever it was, it would be gone by now anyway. If you still crave it, dream up something to distract yourself for 15 minutes. Usually that's long enough for the craving to pass :).
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Hi Tattycath, sorry I haven't been around much lately.

    That's an amazing voucher from Asda! I thought I was doing well when I got one recently for £1.76 :).

    With the weight-loss/getting-fit thing - you are quite right to take it slowly. Just gradually change your ways so that it becomes a new way of life, rather than making yourself feel hungry and deprived.

    Also, when tempted to eat some rubbishy stuff, do the 5-minute rule: Wait 5 minutes and then tell yourself that if you'd eaten whatever it was, it would be gone by now anyway. If you still crave it, dream up something to distract yourself for 15 minutes. Usually that's long enough for the craving to pass :).

    Hi peaceandfreedom. :wave:
    Yes, I've tired the cutting back for a few days and then going back to normal and that doesn't work. I'm now making healthier choices and watching portion control.
    Today I had egg and beans on toast for lunch. Before, I would have buttered the toast, loads of beans, fried egg...
    Today, I put no butter on the toast, only half a tin of beans and poached the egg. So I was pretty impressed with myself. I have even started to eat breakfast. I had a small bowl of porridge. I had sweetener in my coffee earlier, and it tasted fine. So I'm optomistic that I've got off to a good start. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Good swops, TC, sounds like you're off and running..

    P&F - how you doing? Have I missed out or are you not updating the diary?...toddles off to find out....
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    brizzledfw wrote: »
    Good swops, TC, sounds like you're off and running..

    P&F - how you doing? Have I missed out or are you not updating the diary?...toddles off to find out....

    Thanks brizzle :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Appointments all done for the day, now down to work.
    My 'to do' list is all ready. Just having a cuppa whilst I print off some documents, then we are good to go! :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Sometimes I get so engrossed in my work that I lose track of time.
    Tonight was one of those occasions. I've got a lot more stuff to sort out than I thought. It's a double edged sword. On the one hand, it means that it is going to take a lot longer than I had planned. :(
    On the other hand the financial rewards should be far greater than I had planned too. :) the tax man will be rubbing his hands either way!
    Right. To bed. Lots to do tomorrow.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Woke up unusually early this morning so got a head start with my jobs! :)
    Appointments all done.
    Managed a payment off the mortgage. :) :j :T
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Went shopping last night and managed another tenner on the Christmas saver card! :j
    Today I've been sorting stuff out. :)
    Made a couple more sales-still got loads to do! :(
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    thats great sales = income :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
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