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Is it risky applying for a mortgage now?

cha1n · 2015-08-28 11:54:10

Hi My partner and I were about to apply for a Mortgage in principle and she let me know last night that she'd let her account get down to £8 before she got paid that day. :mad: When I grilled her about it, she said she'd just bought lots of pointless stuff for the house, clothes too, etc. She's only been back in…

Comments

kingstreet Posts: 39,312 Forumite

30 August 2015 at 10:06AM

More media-fuelled post-MMR garbage.

You do not have to eat beans on toast and nothing more for the three-month run-up to a mortgage application.

You won't be declined if you fail to keep at least £112.21 in your current account the day before payday.

I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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