Best way to get Euro

kah22

When visiting in the republic is it best to
A. Get your Euro in your northern bank before you go.
B. Use a cash machine withdraw cash when needed/or get all the Euro you think you'll need at one go
C. Use a credit card where possible

Kevin

And I suppose the same applies to other Euro countries

Normskin

Halifax Clarity Credit Card is brilliant and gives hard to beat rates so I tend to use it for all Euro transactions. During recent trip down South, I was getting around £1 = €1.41. I took out cash from my debit card and was charged quite a lot so won't be doing that again. Recently changed sterling into Euro in one of the petrol stations along the border and got a rate of £1= €1.35.

qwert_yuiop

The best way to get euro, although it's not for everyone, is to have a few friends down south who need pounds now and then. You can give each other cash, avoiding all charges.

lazer

i use a nationwide select credit card for credit card transactions as fee free and good rates.

For cash use my first trust debit card in AIB cash machines - again no fees (Can also use an Ulsterbank Machine)

lazer

Outside of Ireland, i tend to use my NW debit card for cash but the rate and charges aren't great, although i also lift Euro's before leaving Ireland to take with me so minimal usage of card

ballyblack

already been discussed here;



https://forums.moneysavingexpert.com/discussion/5232898

kah22

I'm working with a B o I debit and credit card. I also have an M&s credit card

lazer

kah22 wrote: »

I'm working with a B o I debit and credit card. I also have an M&s credit card

https://boini.bankofireland.com/fs/doc/wysiwyg/approved-uk37-965n-8-11-14-css086249-pca-brochure-nov-14-v7-web-email.pdf

The BoI debit card should be free to lift Euro's at any Machine in NI and at BoI Machines in the South.

Lifting Euro's from other cash machine costs £1.50 plus 2.75% of the amount withdrawn.

PS - this is assuming you have the clear current account.

The details of rates and charges are available on the internet.

with your credit card - assumig it is the standard mastercard fee is 2.75% on non sterling, non cash transactions