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My Debt Dilemma

benjamin85 · 2015-08-24 17:43:06

Hello everyone.. First of all, I commend anyone tackling their debts head on. It is great to see a lot of people doing all they can to agree affordable re-payments, not bury their hand in the sand and get lives back on track. Currently I'm doing just this but I can't help but feel I'm making a big mistake.. I've been…

Comments

sourcrates Posts: 31,704 Ambassador

25 August 2015 at 9:22PM edited 25 August 2015 at 9:24PM

Sorry guys, read the OP's post again, Does he have £400 available ? the OP states he is living hand to mouth, sounds like he has not budgeted correctly for everything, could probebly lose £200 of that to everyday living.

Need to do a proper SOA really, and this time account for everything you spend money on.

I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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