We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Debts and Mortgages
lozzaj83
Posts: 85 Forumite
Hi all,
I have posted before about our debt situation, and I have massively managed to cut back on all of our out goings each month clawing back almost £500 by changing energy providers and mobile phone tariffs etc.
I still have a couple of questions that I was wondering if someone could help with. Apologies if it shouldn't be in this thread!
We still have quite a lot of outstanding debt on a credit card and loan from when we bought our house all the unexpected 'work' it needed doing. I also covered alot of my maternity leave top-up each month and my husband's course across them. Can I consolidate them into a re-mortgage?
If so, do I have to wait for the fixed term to be up?
Is there a calculator that I could use to work out the new repayments?
Thanks in advance!
Lozz
I have posted before about our debt situation, and I have massively managed to cut back on all of our out goings each month clawing back almost £500 by changing energy providers and mobile phone tariffs etc.
I still have a couple of questions that I was wondering if someone could help with. Apologies if it shouldn't be in this thread!
We still have quite a lot of outstanding debt on a credit card and loan from when we bought our house all the unexpected 'work' it needed doing. I also covered alot of my maternity leave top-up each month and my husband's course across them. Can I consolidate them into a re-mortgage?
If so, do I have to wait for the fixed term to be up?
Is there a calculator that I could use to work out the new repayments?
Thanks in advance!
Lozz
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards