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The next chapter ....
Comments
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What a day! Fridays are notoriously manic at work but today was off the scale - very glad its friday and I'm home now
Tonight I'm off out with a mate for a catch up and a wind-down, I need it after today. Tomorrow I'm seeing Mum then going to Mr S for dinner. Sunday will be housework etc.
No money making has happened today, in fact other than work nothing has happened today. Ds is going to his Dads in an hour or two. Hopefully there will be some moneymaking to report on here over the weekend
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
I've been awarded my 10 year MSE anniversary badge :j :j :j I love this site and it's helped me so much over the last ten years, as well as making lots of new online friends, thank you all for your help and support and here's to the next 10


Spends wise I went food shopping yesterday and spent £50 although that also included several non-food items (new pillows for ds, tights etc). I also spent £10 this morning on bits and pieces at tesco express.
Today is a general catch up day, I might need a nap later too, am feeling very sluggish today
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Yay well done Ben Ben, get mine next year I think!
Now a SAHM trying to earn some spare pennies each month0 -
£3 profit from a quick matched bet, only a small amount but another bit to add to the pot, edging me nearer my January target of £500. Now I need to get on with some stuff for the PTA and then my school work, am feeling so sleepy though, maybe I need a cup of tea first
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Yah for your 10 year badge :j
Next month for me!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
So it's been another knackering week - yesterday was parents evening so I ended up doing 7am - 8pm. Ds and the dog stayed at Mums yesterday so I did manage to go for a cheeky drink after work with some mates which was nice. Today was an inset day and we finished at 1.30 :j I had plans to come home and get the housework done leaving the weekend free but I ended up having a blissful nap on the sofa instead and when I woke up I couldn't be bothered sorting dinner so ds and I went to Toby carvery which was nice. Now we're chilling on the sofa watching the footie

So this weekend involves lots of housework as the place is a tip, sorting out the end of the month banking stuff and hopefully making a few more pennies from somewhere. I will be seeing Mum at some point and then just a few general errands etc, nothing major planned, just want to take it easy
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
I had a good nights sleep last night and managed to stay asleep until 8am which is very unusual for me, usually am awake by 6.15-6.30. I got up and made a cup of tea and have gone back to bed with the laptop

Thought it was about time I got round to another list, I need to feel I'm being productive
- Clear washing pile
- Ironing
- CLean bathroom
- Clear all rubbish / recycling
- Email re. council tax yet again
- Take Mums curtains to dry cleaners
- Clear all surveys from inbox
- Buy dog poo bags
- Collect prescription
- Help ds plan his revision for exams
- Tidy / clean kitchen
- Change ds bedding
- Tidy / clean lounge
- Tidy / clean my bedroom
- Clear bits and pieces outside the front door
- End of month banking
- Food plan for week ahead
- Make a coffee cake
- Walk the dog
- Collect ds stuff from Mums
That's it for now but no doubt I'll add more to it as the weekend goes on
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Off to a pretty good start already on the list, I seem to have found my mojo this morning
Clear washing pile - first load is in
Ironing
[STRIKE]CLean bathroom[/STRIKE] DONE
Clear all rubbish / recycling
Email re. council tax yet again
[STRIKE]Take Mums curtains to dry cleaners[/STRIKE] DONE
Clear all surveys from inbox
[STRIKE]Buy dog poo bags[/STRIKE] DONE
[STRIKE]Collect prescription[/STRIKE] DONE
Help ds plan his revision for exams
Tidy / clean kitchen
Change ds bedding
[STRIKE]Tidy / clean lounge[/STRIKE] DONE
[STRIKE]Tidy / clean my bedroom[/STRIKE] DONE
Clear bits and pieces outside the front door
End of month banking
Food plan for week ahead
Make a coffee cake
Walk the dog
Collect ds stuff from Mums
Ds has also WITHOUT ANY NAGGING tidied his bedroom :eek: :eek::eek: First time ever!! :j :j :j There is some streaming game thing he wants to watch for the next three hours and he said he knew I wouldn't let him if his room wasn't done - 12 years of whinging has finally paid off

The dishwasher has also been filled and is doing its thing, the windows are all open and there's nice cold fresh air pouring in, all feels good at the minute. This afternoon will be sitting down to watch the footie, doing the surveys and banking stuff, putting the shopping away when the nice Tesco man brings it and then pootling through other bits and pieces on the list. Happy days
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Second load of washing is in, council have been emailed and the coffee cake is made and just cooling down ready to be iced
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Clear washing pile 3RD LOAD IN
Ironing
[STRIKE]CLean bathroom[/STRIKE] DONE
Clear all rubbish / recycling
[STRIKE]Email re. council tax yet again[/STRIKE] DONE
[STRIKE]Take Mums curtains to dry cleaners[/STRIKE] DONE
[STRIKE]Clear all surveys from inbox[/STRIKE] DONE
[STRIKE]Buy dog poo bags[/STRIKE] DONE
[STRIKE]Collect prescription[/STRIKE] DONE
Help ds plan his revision for exams
Tidy / clean kitchen
Change ds bedding
[STRIKE]Tidy / clean lounge[/STRIKE] DONE
[STRIKE]Tidy / clean my bedroom[/STRIKE] DONE
Clear bits and pieces outside the front door
[STRIKE]End of month banking[/STRIKE] DONE
Food plan for week ahead
[STRIKE]Make a coffee cake[/STRIKE] DONE
Walk the dog
Collect ds stuff from Mums
I have checked all the banking stuff and I had overspent by £11 this month. I then did my surveys and found a £5 slots offer and won £11, so as long as I don't spend any more this weekend (not planning on anything), then I have managed to break even for the month
I have also been going through the mse email (which I never seem to find time for anymore) and have signed up to Bounts, which basically is a website that will give me points for my daily steps from my fitbit. It will take about 3 months to get a £5 voucher but that's another £20 over the year, which will cover another Xmas present and hopefully will encourage me to get off my !!!! more and get my steps in
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870
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