First time buy looking for help

kingoranks

Hi All,

Long story short,

property value( 2bed flat) 159,000
money from helper-79,000
me and wife can raise 20,000 deposit plus all fees(5000)
need mortgage for 60,000

Any idea or input welcome
FTB---no clue of mortgage jargon
Recommendation of lender,broker etc
:A

pmd123

There will be a lot more knowledgeable people than me along soon, and to help them out it would be useful to know both your and your wife's salaries, ages, and if either of you have any adverse credit history which has stopped you getting credit recently?

Contemptuous

Who is the helper? Is the money a gift or a loan?

kingoranks

mortgage will be in my name cause got clean record, wife discharged bankrupt 2006. My salary roughly 28000 and wife about 26000- combined 54000. Helper( mother in law) is giving a gift. Can anyone recommend a nice broker, got a mortgage meeting with my bank Barclays in 6day but I dont trust Barclays