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Considering Bankruptcy - Feeling so anxious
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We don't have money to buy a phone, so my question is, will the OR frown upon us taking out a new contract with another provider for a low monthly tariff? Around £30 a month each? And then including our current phones on the BR? .
As Owlet says, if you are certain of the BR, make token payments to all your unsecured creditors. That's going to free up £900 per month to get your affairs in order.
Personally, the day I cancelled all my direct debits was quite scary, but it's a line in the sand.
Good luck0
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