MFW - money, life and freedom

elle37

Ok so we have reached November- wow has time flown.

So my savings target is £4,205 by February

Since September I have :
(1)Re organised my accounts, i'd set up a way too complicated money transfer system that I've reviewed each month. i'm happy with it now
(2)withdrawing cash has been challenging, i'd set up a piggy banking system with envelopes and everything, but i found i'd had take a bit from here, take a bit from there. I've found it easier to withdraw the cash I need from one account (the one with no overdraft facility) I check my balances each time and I always keep in mind how much I want to spend on what.
(3) leading from point 1 & 2, as my savings come out first i'm not in no danger of eating into my savings, so I feel more relaxed.
(4)I've spoken to my current mortgage provider as i'm on a fixed deal, (another 2 years) but this means i'll have to port my mortgage when I move. Discussed the options and associated costs and updated my budget. (it works out cheaper to port than shift to new deal as the penalty is huge)
(5)registered for online banking to view my mortgage. Just motivation really, keeps me focused!
(6) continue to ensure the flat is sell-able, i'm finishing things off in the garden. I have a shed with asbestos cement , its a non licence job but needs to be done. hoping to complete this a get a modest (cost effective) replacement shed.
(7)joined a mindfulness class in the area i'm hoping to move to, nice to meet some local people and get used to the area. Finding an area has been a journey!

What next
(8) will go on the market in Feb via an online agent. So Nov - December i'll be researching peoples experience of these and select the right one for me.
(8) Gas safety check in December
(9) Remove and replace shed - November

Always room for improvement, work has been tough, winter cold, dark and wet so i'm needing to restrain from looking to comfort purchases to cheer me that's my biggest challenge over the next few months. xx