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Halifax! Full mortgage app and valuation fee taken!?
MissFTB
Posts: 9 Forumite
Hi all!
Wondering if you can help...
Submitted my Halifax app through our broker this morning... Checked Experian just now and can see there is a search from them from today marked as "first mortgage"
I have also seen they've taken the £665 for the homebuyers survey, as it's showing as a pending transaction on my account.
I do know it's very early on but does this look like it's likely I have passed credit checks, and now just the valuation or?! How quickly will my broker be able to see any progress?
I have read in some places Halifax take the money straight away and in other places they will take it if happy with credit scoring?
Any advice greatly welcomed 🙏🙏🙏
Wondering if you can help...
Submitted my Halifax app through our broker this morning... Checked Experian just now and can see there is a search from them from today marked as "first mortgage"
I have also seen they've taken the £665 for the homebuyers survey, as it's showing as a pending transaction on my account.
I do know it's very early on but does this look like it's likely I have passed credit checks, and now just the valuation or?! How quickly will my broker be able to see any progress?
I have read in some places Halifax take the money straight away and in other places they will take it if happy with credit scoring?
Any advice greatly welcomed 🙏🙏🙏
0
Comments
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May be worth mentioning I had my AIP accepted last week x0
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No they take the valuation fee automatically when you submit the application0
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They've had my valuation and homebuyers fee for over a week now, survey was done on Monday, further bank statements requested/sent on Monday and still I'm awaiting a decision.:beer:0
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