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My 2015-2020 timeline diary.........

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Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Join AP survey! I just joined last week and managed nearly £20 so far :) every little helps xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Nope defo 68 for me.

    Oh really monz, can you get me a link to it so I know it's the right one!

    Ta much.

    Dxxx
  • Debt
    £15,000.00 - Starting
    £7785.32 - Current

    Weight
    16st 7lbs - Starting

    Savings
    £300.00 - DH personal
    £160.00 - Chester zoo
    £330.00 - Work Christmas
    £145.00 - Dirty Dancing drunkiness funds
    £150.00 - Mum 65th birthday funds
    £214.00 - 365 in 365 (will use this for Rome in December 2017)
    £240.00 - Festive funds 2017
    £125.00 - Sis & the little un's holiday funds
    £0.00 - Rome funds (flights PIF)
    £0.00 - Vegas funds (will start adding to this July 2017)

    Notes
    This is all looking good for the moment, I always try to stash away money every month to pay for things that are coming up. Always best to plan ahead (way ahead sometimes) to make sure we have enough to enjoy ourselves later.

    Debt payment on 1 July 2017, I have added another £7.74 to this amount just by rounding down the figures in mine & DH bank accounts. As of today still to find £1282.26 for this payment, most of this will come from the normal bills fund but I know that not all of it will so this is why I am trying to add to that amount when I can.

    Going to weigh this lardy a$$ tomorrow & get back to my healthyness - cancelled my WW app to save £6.95 per month & downloaded My Fitness Pal, calorie counting for me!

    Dxxx
  • Going to start paying for daily expenses with cash, feel like paying with card doesn't feel like real money!

    Have £30.00 cash in my purse today, lets see how long I can make it last.

    Dxxx
  • June Funds Update
    £25.00 - cash
    £70.00 - bank

    Spent £3.00 on lunch at Sainsbury's & added £2.00 into my little coin purse which I will put in my bank at home.

    Dxxx
  • using cash always makes spends more real for me.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • Might just start leaving the cards at home.

    Dxxx
  • I've been doing the same with cash. I have a little spreadsheet especially for what is in my purse - I hate watching that balance go down and tracking it has really helped me not buy something we don't truly need. Cash does feel much more like real money than a debit card...
  • Nothing like handing over cold hard cash to make you think do I really need this?!?!

    Still got my £25.00, will need to pop to the shops in a bit just for some fruit & water - new healthy me starts today!

    Dxxx
  • tori.k
    tori.k Posts: 3,592 Forumite
    Part of the Furniture Combo Breaker
    Just checked my retirement age, 68 years old!

    34 years to go :j:j:j

    Dxxx

    See the positive it means your still young :D
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