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Applying for mortage while on sick pay
Roisin03
Posts: 4 Newbie
When we first applied for mortage I handed in payslips with full pay, I have since been off sick from work due an uperation and have only just returned to work. Halifax then asked for another payslip which I handed in but it only has my company sick pay on it. My mortgage advisor said paperwork had been signed off and that they were just waiting on valuation. Valuation has now been done but Halifax are saying they can't verify my wage and want another play slip but don't get paid for another 2 weeks and it still won't show full pay. Any help or advice on this would be much appreciated.
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Comments
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What has your mortgage advisor suggested?I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
They haven't suggested anything. I feel so lost and in the dark about what's happening. All our other paperwork is fine it's just my income!!0
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Provided it shows returned to full time work during the period it should be acceptableHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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Why didn't Halifax request an employer's reference?
Why didn't the "mortgage advisor" suggest it?
Is this advisor a Halifax employee, an employee of a large chain such as a national estate agent or a small mortgage broker?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Our mortgage advisor is first mortgage.
What Is an employers reference?0 -
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So it's pretty basic? Is that the only questions on it?mortgage advisor are going to request halifax send one. My employer is useless when it comes to helping us out with stuff like this!! Might be waiting forever. Feeling really nervous. We have had to overcome to lots of hurdles to get this far.0
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