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Remortgage question
midge406
Posts: 51 Forumite
I live in a popular area in Scotland and many houses are sold as offers over and go for quite a bit above the valuation. If I was to pay say £20k over the valuation, when I come to remortgage can I use the purchase price or would I have to use the presumably lower current valuation price? The latter would obviously give a poor LTV rate. Just trying to work out long term finances.
Thanks in advance.
Thanks in advance.
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Valuation at the time of remortgaging.0
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