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DRO, Marriage and joint bank account

RollingJovi
RollingJovi Posts: 8 Forumite
Sixth Anniversary Combo Breaker
in Bankruptcy & living with it
I entered a DRO in February 2015 and my circumstance have not changed in regards to my financial situation but I have however now got married and I want to get a joint bank account with my partner. But, what banks would be willing to set up a joint bank account which is basic?

My partner is from Bangladesh and I am British

Comments

  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 8 August 2015 at 8:13AM
    Don't get any joint credit with your DH as it will adversely affect his credit rating. Keep all finances separate until it is off your credit file.

    There is a IVA&DRO board on here that might be of some help to you as well.
    http://forums.moneysavingexpert.com/forumdisplay.php?f=159
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    As above don't do it yet. It's a lot better if one of you has good credit. If you link yourself financially the person with good credit will be seen as not quite as good a credit risk any more.

    What do you want the joint bank account for? You can still both have your own personal current accounts to pay bills from. You shouldn't (as you are on DRO) have much ability to save anyway so I wouldn't worry about it.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
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