Another electoral roll post...

GrumpyTeacher

Hi all,

I know the Halifax DIP means little however I have a bit of an issue...

We've been approved in principle, however when I checked Experian it had no record of our current address (been here a year and 9 months) and says we are not currently on the electoral roll.

So I'm clearly panicking, however we both received poll cards for the general election so is it just that Experian is out of date? and if we were not on the roll would it not have declined at AIP stage?

Any advice would be great, I panicked overly last time we applied and I was quite calm and confident this time but wondering if this is our first spanner!
TIA

alchemist.1

Experian have a weird eletronic system which sometimes doesnt pick up electoral roll info properly. Just call them, they should be able to add it on.

GrumpyTeacher

Thank you,

Is that where the bank would look though or would they see from other sources that we are in fact on it? I'm thinking we would've floundered at AIP stage if they couldn't see that we were though?

PixelPound

Halifax won't have done credit checks at AIP stage. Experians electronic system could simply have not connected you, so phone up and they will. They had my OH on elect roll but no financial history, they sorted it out on the phone.