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Change of Address on New Mortgage - Help!

Lisaj33uk
Lisaj33uk Posts: 1 Newbie
edited 2 August 2015 at 5:32PM in Mortgages & endowments
I completed on the sale of my old house about a month ago exchanged on my new build home that should ready in October. I am now living at my parents house until the day the house is ready.

I have let my bank, and credit card know my parents address

Should I speak to the halifax (as i did the mortgage direct with them) and get my address changed to my parents address, I do have a postal redirect setup to there house, I have now worried myself as If i tell them will I have to go through the process again, credit scoring etc? what should I do ?

Also do i need to change my address to my parents on the electoral roll???

Many Thanks Lisa

Comments

  • libf
    libf Posts: 1,008 Forumite
    I will be in the same situation in a couple of months and will be changing my address with the mortgage company (well, my broker will be) and moving my electoral roll address as well. Everything needs to match if a further credit check is done at draw down of funds.

    It's a normal situation when the chain needs to be broken, so I doubt you would have to start the application over. Certainly my broker said it wouldn't be an issue with Nationwide.
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