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Restons
Cat_Wood
Posts: 4 Newbie
To cut a long story short, I've got a CCJ for Cabot & Restons and believe me the agrevation doesn't stop there! Are there no limits to what they can do ? I say this after making over 70 logged calls in 2 days to make a payment that's due, that doesn't appear to be wanted after I refused to make a settlement that turned out to be being accepted as a glorified part payment !
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Comments
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Hi,
Welcome to MSE.
Can you be a bit more specific about your situation ?
It would help if you could detail events prior to getting the CCJ.
thanks.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Illness , divorce, all debts during 20 yrs of marriage in my name, letter re a Halifax one from Restons, sent letter asking for proof, got court form, stupidly acknowledge debt, ending up with court order, went back to court to get a payable , payment set, in short0
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I'm so stressed by everything and the position I've ended up in, Stepchange are dealing with all other debts, the new laws re pensions meant I had a chance I thought of getting rid of the CCJ but I've been mislead0
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Wish I'd of known about MSE before , maybe I wouldn't of done things in a mad panic, and not spoke to them on the phone !0
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How much is the debt for ?
Have you asked for advice on this from Stepchange ?
If the court has set your payments too high, you can get them reduced by filling in form N245, and submitting it to the court.
https://www.gov.uk/county-court-judgments-ccj-for-debt/if-you-do-owe-the-money-pay-the-judgmentI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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