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Lender reduced monthly payment after overpayment within allowance

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  • Goldiegirl
    Goldiegirl Posts: 8,807 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Did you tell them you wanted to keep your monthly payment the same?

    If not, they'd automatically amend your monthly payment after a significant change to the mortgage, such as a part repayment. It's the interest rate that's fixed, not the monthly payment.

    Just ask them to amend the monthly payment back to the previous figure, if that's what you want, and don't forget the give them full instructions next time you make a part repayment.
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
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