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Obtaining a mortgage
Carebear20
Posts: 1 Newbie
Hi there, my partner and I currently reside in my partners brothers house (we rent from him) and would like to buy it next June. The house is 120k, we have 25-30k deposit and earn £50k pa between us. My partner has excellent credit but I have 4x defaults that will be 5 years old next June. Apart from that I have had no further adverse credit. Will it be difficult to obtain a mortgage?
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Comments
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It will be difficult with the pickiest lenders at the keenest rates.
You should have a couple of high street options open to you and a few non-high street specialists.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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