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Friday 31st July - what small DFW things will you do today?
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MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:
- A Girl Called Jack, cheap recipes ( Link
- Benefits check-up ( Link )
- Birthday Bingo, daily free game ( Link )
- Coupon Shop Forum list of money-off coupons (Link)
- eBid ( Link )
- Freecycle ( Link )
- FreeStuff ( Link )
- FreeUKStuff ( Link )
- i-Say Surveys (Link)
- List of online newspapers. At bottom of the linked page. ( Link )
- MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
- MSE Abbreviations Explained ( Link )
- MSE Deals and Vouchers ( Link )
- MSE Wow Offers ( Link )
- NHS Minor Ailment Service article (Link)
- My Supermarket ( Link )
- OnePoll ( Link )
- Quidco ( Link )
- Reclaim PPI at no cost to yourself ( Link )
- Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
- SayNoTo0870 cheap phone number finder ( Link )
- Survey sites that pay for your opinions ( Link )
- Swagbucks ( Link )
- Swapit ( Link )
- Tesco Orchard product testing (Link)
- Tickety Split cheap train tickets (Link)
- Toluna ( Link )
- TopCashBack ( Link )
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 - A Girl Called Jack, cheap recipes ( Link
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Decided to do a freezer inventory yesterday. I have one veggie daughter so, as most things come in fours, I have one of a lot of things! After having a sort out, I realised I have 32 meals in the freezer so did a menu plan for this week to eat it all up. Went to L!dl this morning to do a shop for additional items and only spent £32.22.
Pegged washing on the line.
Sorting out the office today, getting up to date with the filing.
Taking daughter (19) to dentist later - £37 for a check up (no NHS dentists around here). Just got back from the Dentist, he was very kind and said as daughter was only 19 last week, he would back date the form by a week and put her down as a child on the NHS :T
The sun is shining so have a lovely day everyone.Just when I'm about to make ends meet, somebody moves the ends0 -
Hello
Unusually quiet for a Friday and I was convinced this weather was cafe weather too cold but sunny. Normally means coffee explosion but I've only had 2 customers so far. No matter they both spent more than the average and it's given me time to do the sausage rolls and banana bread. Now I'm waiting. Taps foot...
Dawn - I am a minimalist myself and literally wear my clothes to rags, shoes to ribbons, throw them out and start over. But these are kids clothes. I have been quite conservative over the years of keeping every item but I think it makes sense to keep a core wardrobe for each age group as we'd always hoped to use them again. Sorry your weight loss has stalled a little but I guess it's like the debt journey sometimes faster than others?
Determined - wow to your nap! Epic. Don't worry about the melonBaby Bob is due on October 5th. I am now on week 30 I think.
Twiggy - I'm currently rewatching Fawlty Towers so am amusing myself at the thought of Twiggy Towersjust watched the one where the Moose head lands on basil aka the 'don't mention the war' episode
GreenSalad - welcome back. Hope your hols were good?
Hannah - I don't know myself really. Just energetic. Most of the time. Hope your dad has a good late birthday meal.
Ratison- thank youhoping to give it another dramatic kick this weekend once I figure the funds out. Hope you feel better soon.
Just spoken to my lot. They are going to Marwell Zoo today. OH isn't sleeping well as little man hasn't been either. Seems to be waking a lot at about 3 am. Ironically I am sleeping better all night than I ever do!
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Morning DFW-Jedis,
Thanks for the starter DNM.
Funny ol' day today. Need to get the balance of (administrative) pain and pleasure right.
Nillionaire Month Two:
:grinheart Do Royal Mail Surveys.
:grinheart Do iSay surveys.
:grinheart Updated finances spreadsheet.
:grinheart Free exercise will be either running or race-walking 4 km to a local beauty spot.
:grinheart Called Tax Credits to notify them that last week was the end of my work contract. We're entitled to four more weeks of WTC. I'd forgotten about that. :-)
:grinheart Decide that to cook for lunch and dinner from stores.
:grinheart De-clutter and clean computer desk.
:grinheart Get Toblerone through Shopitize. Thanks, Hannah. Where do you get the voucher codes from?
12:00noon
:grinheart Called our housing association because I just remembered that we get two rent-free weeks in the Summer. :j (I forget this fact every Summer, despite diarising it.) Just done the maths and we are three weeks ahead with the rent plus an extra £2.06 which I accidentally overpaid in April. This is really going to help us. With this and the extra Tax Credits we are actually £454.80 better off for the next four weeks than I thought we were going to be! This also means I can pay off my dental bill next Friday.
Still DFW-ing...
Back later...Stay away from the dark side, Jedis.Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
Morning!
Looks like everybody has been very good getting things done this morning apart from myself! Oops. I still have the worst cough in the world.
I still have things to do today so here I go:
*special delivery letter to housing company so the letter gets there in time.
*speak to mortgage advisor to get quote put through - done
* Doctors at 3pm for my b12 injections and maybe whooping cough (although I have a feeling that I won't be able to have it because of my already existing cough)
* sort out what on earth I'm going to wear for tomorrow's wedding evening do. (Not many choices - I bought a couple of pregnancy wedding dresses in a sale when I was 15weeks or delve through a bag of clothes a friend let me borrow)
*begin to sort out my hospital bag as my due date is a month and a week away. Better to be organised! Plus my partner wouldn't know what to put in if I ended up being in early, without my bags being packed!
*find some hangers for baby clothes so I can hang up all new born/first month clothes that my sister in law sent us.
*go to shop to buy little bits that I need for top ups in our food.
I think it's going to be a busy afternoon.
Have a great day, everybody!Former Debt free wannabe. Now trying to save for a rainy day!0 -
Twiggy - I'm currently rewatching Fawlty Towers so am amusing myself at the thought of Twiggy Towers
just watched the one where the Moose head lands on basil aka the 'don't mention the war' episode Bob
Debt as at 5 June 2023 - £15,600.89
Current debt - £5,555.00
Total paid off - £10,045.89 (64% paid off)0 -
It was a little bit like Faulty Towers this morning! Trying to get my boss' dogs out the house (taking them back to work with me for the day) - our dog sees me pick up their leads, gets all excited jumping around like a jack in the box, lands in my OH's full coffee cup (well his back leg) coffee goes flying all over the floor and all over OH's foot! OH was not impressed but I did have a sly giggle as I walked out! :rotfl:
:rotfl: That is better than Fawlty Towers!" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
* sort out what on earth I'm going to wear for tomorrow's wedding evening do. (Not many choices - I bought a couple of pregnancy wedding dresses in a sale when I was 15weeks or delve through a bag of clothes a friend let me borrow)
*begin to sort out my hospital bag as my due date is a month and a week away. Better to be organised! Plus my partner wouldn't know what to put in if I ended up being in early, without my bags being packed!!
Floella sympathy. I ended up buying a long top for my friends christening the other weekend. It was from Mr S. I wore it over leggings and it did look like a dress. I don't think anyone expects Red carpet glamour from us bumpy people. At least that's my reasoning. So I now have a top I can rewear in 2 months anyway." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
:grinheart Get Toblerone through Shopitize. Thanks, Hannah. Where do you get the voucher codes from?
.
ALLY, I think that they put them on Facebook but I don't use fb anymore and I get it off Hotukdeals. As far as I know once a week on a Thursday morning they issue the code.Always nice to have something for free
I'm just back after my breakfast!! Well not quite... After breakfast my dad took the kids back to his house (they've played, they went on the beach and played boule, they walked up to the library and this was all before 1.30pm!!) He had them so that I could pop into Evans to buy some new jeans as mine have worn through on the inner thigh. My mum has a discount card via my sister's work meaning we get 25% off but as my sister is hoping to get the new job she interviewed for yesterday I thought I should make use of the discount whilst I still can!! Got 3 pairs of jeans, a few casual tops and a few smart tops. Should have paid £158 but paid £118 ( I know it sounds a lot but that will probably be all the clothes I buy this year!) Then I popped to clarks to get some new flip flops as mine are hanging my a thread and I hope to need them for our week away (a week on Monday) Also called in at C0op and got cucumbers reduced to 19p, grapes reduced to 79p, and another pack of crumpets @ 29p.
Right better go back to my earlier list and see what else I need to get done!!Following :money: to keep us debt free :j0 -
ThriftyChick - Sorry, I wasnt ignoring you, we cross posted. Thats a great thing for your dentist to do. Its really nice when people do unexpected good turns isnt it. Like Marias daughter getting her garage bill cancelled by the mechanic the other week.
Well today was a bit of a mad one. After I said earlier that it was dead, which it was, I went from takings of £15 to £225 in the space of 3 hours. My week has now closed £42 short of being my best since we reopened. And it wasnt even that bad somehow doing all that. I think everyone was just chilled out & most of it was sit down trade. The worst is when you get sit down orders & take away sandwiches or coffees at the same time, and you cant split in two to service both. So good news there.
My wombling total for the day came to £5.28 which is a mix of tips, uploading reciepts to shoptize/checkoutsmart & some cunning YS purchases (Mr T 500g beef mince for only £1.50 anyone?)
Have paid another bit off CC1 today, & debating with myself what the best thing to do is about paying off a load more.
If our balance goes onto the 0% for 15 months card as planned, which we can squeeze £3,500 onto, but as another person pointed out, we may not be allowed to do 100% plus the fee, so whatever the nearest amount is that we can do. Should I rush to pay the rest off? We already have a full EF now. And with interest rates the way they are, is there any point in hoarding money instead of clearing it off the CC? The whole stoozing thing must be almost impossible at the moment?? Advice would be lovely.
Will still aim to clear whatever cannot fit onto 0% but bit unsure of the best way forward.
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
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