Loan amount received in error!

jaylee3

Deleted_User wrote: »

I think everyone is being really hard on the OP.

My grandmother once left her purse in my house. There was a few hundred quid in it so obviously I spent it.

Then she had the cheek to come back moaning, "oh, I didn't mean to leave it, oh it was an accident, oh I can't afford to eat."

If she didn't want me to have it, she shouldn't go round making mistakes, should she.

:rotfl: I'm not sure if you're joking or not. :rotfl:

[Deleted User]

jaylee3 wrote: »

:rotfl: I'm not sure if you're joking or not. :rotfl:

I'm telling you, it wasn't funny. I got real earache over it for a couple of months.

Fortunately, it was a pretty cold winter that year. How was I supposed to know she hadn't kept enough back for her heating bill?

jaylee3

Deleted_User wrote: »

I'm telling you, it wasn't funny. I got real earache over it for a couple of months.

Fortunately, it was a pretty cold winter that year. How was I supposed to know she hadn't kept enough back for her heating bill?

Awww bless... :rotfl:

DCFC79

This is a non issue, did it really need to be asked in a thread ?

No is the answer, call them and tell them of the error, simple as.

im-lost

forgotmyname wrote: »

Just keep it, whats the worst than can happen?

First the bank will hound you for the money, then when you ignore them that pass it onto the debt collectors who will really hound you.
But they will only hound you night and day for upto 6 years.

If they dont take you to court between now and 6 years you get to keep it.

Although your going to need it because nobody else will give you credit.

You dont need to sign paperwork to have an agreement or contract.

I have phones on a contract and never signed anything.

are you sure about that? what about the signature for delivery, signing the delivery is accepting the delivery and contract.

im-lost

dannywilliams1985 wrote: »

Wow so many arrogant and clueless people on here who think they know what they are talking about but clearly don't! To the idiot who compared it to a phone contract.... A phone contract is not an fca regulated product you idiot! It's completely different!
i have now sought advice from a legal expert who has suggested putting it into a savings account to accrue interest until Halifax realise their mistake. If they request it back then I will return it but will have made some money in the process through the interest gained. They cannot hold me to the loan repayments only take the money back!

its not enough to hope they realise their mistake, you have to make them aware of it.

I suggest you get a different legal expert, because Dave down the pub clearly lied about being qualified.

forgotmyname

im-lost wrote: »

are you sure about that? what about the signature for delivery, signing the delivery is accepting the delivery and contract.

Very sure, Other family members and a neighbour have signed so are they now liable for my phone bills?

Also how can signing for an unknown package be acceptance for a contract?

burlington6

Hahaha, good one OP

Remember people, for every bad business there are thousands of shady, dishonest chancers like the OP.

Part of modern Britain

Gordon_Hose

What a scumbag.

jaylee3

im-lost wrote: »

its not enough to hope they realise their mistake, you have to make them aware of it.

I suggest you get a different legal expert, because Dave down the pub clearly lied about being qualified.

I reckon there's a 100% chance that they WILL realise their mistake!

The OP is hoping the loan company will forget they gave him the money!
:rotfl::rotfl::rotfl: