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ftb help
cgilliga89
Posts: 6 Forumite
My partner and I were told we could only get a mortgage for 60k aa she is not working at the minute. I was offered 108k on my own. However, her grandparents offered me their old home for 20-30k less than valuation as a concessionary mortgage. I was told by L&C that this shouldn't be a problem . Then the next day someone else rang me saying because I'm not a direct relative it wasn't possible. They have wrote a letter for me stating the house is being given to me at a discounted price as a gift for our family. I have been to Halifax and they have asked for a 20% deposit but I don't have it. I have 10% and we don't have another 12 months to save the other 10% .Any help or suggestions greatly appreciated.
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