We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Final Checks

Derboy
Posts: 168 Forumite
Pretty basic question for those in the know, but I was hoping that someone could tell what the "final checks" stage actually entails and what those final checks actual are?
:beer:
:beer:
0
Comments
-
Final checks of what and by whom?0
-
LOL! - Sorry I should have made that a bit less cryptic. My mortgage application with the Leeds is about to go into the "Final Checks" stage.0
-
Just a general look over the app details and docs to make sure no-one missed anything and for someone to sign their name to your offer being issued.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
-
Thanks. Doesn't seem to be a credit search on my file from them (DIP given in May) so I was wondering if they would do check that would leave a footprint at this stage.0
-
Possibly now.
Possibly at completion.
Who knows...?
You will have a search showing on the Equifax version of your credit file, should you choose to obtain it.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Thanks Kingstreet. Had a look at Equifax report for a nosey and you're quite right, it's showing on that one.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards