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My employers have just received a letter from London Collection and Compliance Centre
BigBoss
Posts: 170 Forumite
Basically saying they need to deduct money from my salary until an £815 fine is paid.
It was addressed to my company through my old address which I have now not lived in for about 6 months.
Any ideas what I can do here?
It was addressed to my company through my old address which I have now not lived in for about 6 months.
Any ideas what I can do here?
0
Comments
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Hi,
What is this fine for ?
If its reached the stage of an attachment of earnings order, then clearly you must of had some prior notice of what this is about ?
Is it even your fine ?
Info here :
https://www.nationaldebtline.org/EW/factsheets/Pages/13%20EW%20Magistrates'%20court%20fines/Page-03.aspx#I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
sourcrates wrote: »Hi,
What is this fine for ?
If its reached the stage of an attachment of earnings order, then clearly you must of had some prior notice of what this is about ?
Is it even your fine ?
Info here :
https://www.nationaldebtline.org/EW/factsheets/Pages/13%20EW%20Magistrates'%20court%20fines/Page-03.aspx#
Not wholly sure what the debt is for, I need to call them tomorrow and get a breakdown.
Is there any chance I can come to an agreement with them so that it's out of work's hands?
This comes on the day before my annual review and the day I have submitted an official request for flexible working hours!
Just my luck...0 -
OK I called them this morning and they're saying that there's no way I can deal with it anymore unless I pay it off in full. Otherwise work have to deduct it from my earnings.
Any other option?0 -
Could you get a personal loan from bank to pay it off in full so your work is not reminded every payroll that you have outstanding debts?0
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You called them? Never call always write. They can return the debt back to the creditor. Who would that be?OK I called them this morning and they're saying that there's no way I can deal with it anymore unless I pay it off in full. Otherwise work have to deduct it from my earnings.
Any other option?
If it's a fine there is no interest so why pay more than you need to. Employers don't care if you have other debts as long as you turn up to work on time and do the job they really don't care about your personal life...unless what you do in your personal life affects them.Could you get a personal loan from bank to pay it off in full so your work is not reminded every payroll that you have outstanding debts?
Good idea...Absolutely not, but thanks for the suggestion!:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money. 0 -
You called them? Never call always write. They can return the debt back to the creditor. Who would that be?
My workplace now have to take money from my account. They are going to be worried/scared and all the rest.
I was told that my workplace have to deal with it now, and they're not going to listen to my advice from MSE. They'll see it as "you got the fine in the first place so you need to pay it".
The creditors are the magistrates courts - all the fines are police fines.0 -
Just found out they attached another fine! Happy days.
With regard to the rate of deduction, the rate at which mine will be deducted from my salary works out at the following:
17% in respect of the first £1480 and 50 percent in respect of the remainder.
So say I earn £2000, does this mean that they will take 17% from the first £1480 of the fine, OR my salary?0 -
It means the first £1480 of your salary.
Your employer is unlikely to consider this a significant issue. Deductions from wages are surprisingly common for employers, which can be council tax debts, child support payments, CCJs, fines etc. If its anything but a very small employer they'll almost certainly have previous experience of arrestment of wages.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
why did you not pay the fines?Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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