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Switching Mortgage

I have a year left on my fixed rate mortgage. Probably a silly question but could I transfer this to a 5 year fixed now or do I have to wait until next year?.

Comments

  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You need to find out what ERC you would pay to pay off your current deal one year early.
    If you know your LTV and have a good credit history you should be able to find a good long term fix.
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