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Bradfield & Bingley, any reviews, comments or experiences ??

Has anyone used Bradford & Bingley as lenders ? are they fast & efficient any reviews or comments ??

Comments

  • dunstonh
    dunstonh Posts: 121,226 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Through a broker or through a branch?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • through a branch !!
  • dunstonh
    dunstonh Posts: 121,226 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    that will rule out a lot of people here then as they would use the broker side.

    What deal are they offering you that is so good that you want to use the branch?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Havent yet been offered a deal yet, but they are the only ones i could find that give 105% mortgage for first time buyers !!
  • Moggett
    Moggett Posts: 31 Forumite
    Go and see a broker! There are at least a dozen companies out there offering 100% + mortgages but not many on the high street.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • yes dont bother their recent ad says "arnt hopes and dreams fragile" i have been dealing with them for almost a year now and they are still in the process of setting up my mortgage after numerous errors.

    Now im the one whos feeling fragile.
    The average woman would rather have beauty than brains,
    because the average man can see better than he can think.

    Many people's view of the world is down to their experience, perception and what they have been conditioned to,this isnt any old MSE reply this is a important and experienced MSE reply :rotfl:
  • Kellm9
    Kellm9 Posts: 203 Forumite
    dunstonh wrote: »
    that will rule out a lot of people here then as they would use the broker side.

    What deal are they offering you that is so good that you want to use the branch?

    Hi dunstonh, I usually go direct through the branch, may not be wise (open to suggestions). Currently with Nationwide and thinking of staying with them when current deal finishes in November. I read your comment as better deals are available through brokers than in the branch. Is that right ? I'm looking to remortgage and probably bridge for a couple of months, although I will probably have to look around as NW don't do bridging loans.

    Cheers
    Kellm9
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