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Starting a debt diary.

I want to do this and have seachred for links to give practical advise but can't find anything,

does anyone have a blank diary or some sort of format I could use. A year ago I got a 1000 loan to clear my overdraft and pay of credit card, i have one payment left on the loan but more debt than i started with, i'm really annoyed :mad::mad: with myself and want to start making inroads into my debt, but don't know where to start

I'm probably setting myself up for 'spend less' etc, but if anyone has recently started a debt diary or has been succesful with one please give me a shout or post up links/examples.

All will be thankfully received, :T:beer::j

Comments

  • Crown
    Crown Posts: 1,377 Forumite
    Hi, There is no format for starting a debt diary. What we do suggest is reading the first time posters thread by Southern Scouser at the top of this forum and list a statement of affairs in the format shown there.

    As for the diary then please feel free to just start a thread or continue this one. The 1st time posters thread can be found here http://forums.moneysavingexpert.com/showthread.html?t=107280

    Cheers
    Official DFW Nerd Club - Member no. 297 - Proud To Be Dealing With My Debts :D
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    1,000 Posts Combo Breaker
    Hi

    As Crown said there is no format... just whatever takes your fancy. Have a look at the first time posters thread.

    But this is the link to my diary, if you fancy a read (it's a lot of waffle, so I'll appologise now!)

    http://forums.moneysavingexpert.com/showthread.html?t=432102

    Welcome aboard!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    i would deff start with ss's sticky it helps alot other than that go with what you feel comfortable with there are some great diary's on here showing some enormous courage and amazing ideas i love reading them i just dont often get the time good luck with yours i'm sure it will be a good source of help and information for alot of people
  • Keanosafc
    Keanosafc Posts: 298 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks I've had a scan, i'll have a proper look later, and will make a start. Even just trying to record where the little things go is starting to ring true in my head.
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