16.8.07 what small dfw thing will you do or have you done today?

hypno06

Good Morning fellow DFW Peeps and welcome old timers and newbies alike :hello:

We are half way through the month! :cool:

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

So, today I will:

• check online banking and update spreadsheet
• do a mystery shop that the whole family can do - free day out!
• see an extra client that I sneaked in
• do a matched bet or two
• buy new tyres for car after OH has spent HOURS comparing prices to get the cheapest!
• do clicks and surveys
• buy a new academic year diary - I will get ultra organised....
• be positive
• keep my credit card spending to a minimum (need tyres!)

Have a good day everyone xx

OliveOyl_2

Morning Hypno and to all who follow.
Def. a NSD for me, only HALFWAY through the month you say? Feels very end of month for me already
Today I will
-get back into the loft and carry on getting stuff to ebay and boot.
-having done a little credit card shuffle I will re-snowball and spreadsheet the figures.
-try and think positively.
-clicks and surveys as always

cheletastic

Morning all

Today I will

• do clicks & surveys
• make store cupboard meal
• enter some comps
• continue going through my present box to see what else I can use for Christmas presents to narrow down my list of people to buy for.
• Find some wool out of my newly tidied cupboard under the stairs to make another present.

Have a good day:D

hbslc

Today I'm going to create my DFW plan & have a NSD.

Already, winning, coz i've decided to "work from home" rather than travel 80 miles to work - thus saving the diesel! But actually losing the 40p per mile expenses.

Today is Thursday, which means Ebay day! So time for a proper clear out.

hbslc

I've been busy!

1) Cancelled my companies US freephone number 1-800-XXX-XXX. It only cost $5 a month plus minimal call charges. But hasn't generated any sales in over a year.

2) Made an appointment with CCCS for tomorrow morning!

3) Paid £1200 off a company debt, and £500 off another.

4) Agreed to collect 12 desks FOC from a company to sell via ebay & classifieds! Relatively free money!

This DFW stuff is so addictive!

evab_2

Hypno - don't buy a diary I have one you can have, I work in a college and get one free but I prefer to use my filofax. Let me know if you want it - free of course

evab_2

So far today I have:

* Had lunch from huge veggie lasagne made for tea yesterday from store cupboard ingredients
* Done piggy and quidco clicks
* Used advantage points in shop to buy discounted prezzie for Xmas (face pampering pack was £6 got for £1.50)
* Listed 6 books on Amazon - 1 sold alredy!
* Will list 2 items so far on Ebay
* Washed up instead of using dishwasher (elec bill huge so need to reduce costs)

sammiboo

Morning all

I have charged my mobile phone at work today
Living at inlaws for a week so using their elec and gas and food :T

We are spending as little as possible

JCD_Capulet

going to visit my sister at my mums house today so I'll probably have dinner there, I'll ask if I can have a shower too (to spare my last £3 I have in the elec meter) and pinch a few teabags whilst I'm at it.

Hopefully the time seeing my sister will give me a wee boost, it's getting a bit harder to keep my chin up theese days.

skintmummy

Afternoon everyone, I have:

Checked on-line banking everything is ok
Brought packed lunch to work
Have my 4th no spend day in a row
Done piggy and quidco clicks
Will try and locate some stuff to put on ebay tonight
Will also try and look for a £25 cheque I have lost in the house somewhere
Transfered over the money I have no spent on diet coke to my savings account

I love this thread now, and think I will try and post each day.

hbslc

I've just agreed for a friend of mine to be my 'Debt Mentor'! No idea, what this means but i figured it might be useful to bounce ideas off her, scream when needed, and generally a problem shared is a problem halved!

I love this thread and I love this forum. After my last & final LBM on Tuesday the momentum has continued and is probably increasing!