TSB Mortgage Offer/Life Insurance

getmore4less

Insurance needs full risk analysis

Look at the senarioes and decide.

Life cover
One dies, usualy OK if no kids,
There are other options like sell up and buy rent somewhere cheaper.
If started young cheap enough to consider.
Once mortgage is down to a level where either could take it on cover becomes a windfall.

Illness. short and long term.

Worst case one get ill needs lifetime care of the other so both jobs are lost. Check that case is covered.

Any cover through jobs might be that will be enough to start with but you have to factor in job loss/moves.

LondonGirl252

Thanks all for the input, some good food for thought there. My bf will be back with me this weekend so we'll sit down, do a risk analysis and shop around. Much appreciated