Renting in your 40's and staring into the abyss

Crashy_Time

ruggedtoast wrote: »

Predictably, this forum just pours scorn on Fiona without considering any of her special challenges.

When you lot encounter an older renter you should think "There but for the grace of God go I". It is only a hair's breadth of chance that separates you from her.

:rotfl:




When I encounter an over leveraged mug of any age nowadays I don`t bother saying anything any more.....there but for the pile of debt go I.....:eek:

padington

Crashy_Time wrote: »

:rotfl:




When I encounter an over leveraged mug of any age nowadays I don`t bother saying anything any more.....there but for the pile of debt go I.....:eek:

Not owning a house is debt, you have to pay your lanlords mortgage debt for the rest of your life.


Still not got It got it huh ?

You're debted to your landlord.

CLAPTON

padington wrote: »

Not owning a house is debt, you have to pay your lanlords mortgage debt for the rest of your life.


Still not got It got it huh ?

You're debted to your landlord.

is that the same way that buying food is debt as you have to keep buying it until you die?
or buying cloths?
or paying for transport, holidays, taxes etc?

ruggedtoast

ukcarper wrote: »

That's because of OPs attitude he could put forward the case for reforms in a reasoned way but as usual he tries to sensationalise it.

Life is all about signal and noise, Carpers.

ruggedtoast

MARTYM8` wrote: »

Seems this thread is turning into a personal attack on the woman concerned – rather than a discussion of the wider debate about the growth in private renting and a decline in home ownership over time. She – and others – don’t have a time machine to go backwards and buy a house when they were more affordable.

Now I am sure the I am alright Jack attitude on here is all very well – presumably none of you have kids/grandkids/nephews/nieces who may not find it as easy to buy a property given prices have risen by 400% in the last 15 years when wages clearly have not.

Because its an issue that affects wider society – given our taxes are used to fund housing benefit which now takes up a greater share of public spending than policing, fire services, social care for the elderly (which you might need one day – funded by your house perhaps!) and transport combined!

Yes. She may well have made a mess of it , but if two higher earning University lecturers have, what about all the normal families trying to get by?

These are normal people who want to work hard , and do, but for whatever reason are never going to earn much more than minimum wage, and are not going to do anything clever with leveraged investments .

To listen to many on this forum they should just be treated like despicable untermensch.

They shouldn't be allowed the joy of parenthood and if they do have kids they should receive no state help. They don't deserve anywhere nice to live and should live on rice and beans.

I wonder why?

Mistermeaner

That's not correct.

This silly w Oman leading a privileged life full on opportunity is moaning about not having things she wants because she makes crap decisions.

Plenty of people with less opportunity and means than her have what she wants because they sacrificed and made other better decisions.

ukcarper

ruggedtoast wrote: »

Life is all about signal and noise, Carpers.

I'm sure plenty of people suffer because of high housing cost but if she is it's her own fault and that's why the article is very week to say the least.

ukcarper

ruggedtoast wrote: »

Yes. She may well have made a mess of it , but if two higher earning University lecturers have, what about all the normal families trying to get by?

These are normal people who want to work hard , and do, but for whatever reason are never going to earn much more than minimum wage, and are not going to do anything clever with leveraged investments .

To listen to many on this forum they should just be treated like despicable untermensch.

They shouldn't be allowed the joy of parenthood and if they do have kids they should receive no state help. They don't deserve anywhere nice to live and should live on rice and beans.

I wonder why?

But as I've just said that's why the article is irrelevant.

lessonlearned

ggb1979 wrote: »

That's not correct.

This silly w Oman leading a privileged life full on opportunity is moaning about not having things she wants because she makes crap decisions.

Plenty of people with less opportunity and means than her have what she wants because they sacrificed and made other better decisions.

Sums it up nicely.

We all make daft decisions at times, but the trick is to learn from our mistake and move on. You can't turn back time.

It would appear that her privileged life, enhanced education etc have not prepared her for the vagaries of life. There are people from far less privileged backgrounds, earning much less who have proved themselves to be far more practical and resilient.

I'm one of them....... Working class council house girl, who worked hard and made sacrifices, including delaying motherhood.

Yes you can have it all, but just not all at once and certainly not when you are just starting out.

There has to be some delayed gratification. Too many people put the cart before the horse. House first then babies.

If you take time out to live abroad, see the world or whatever then its easy to miss the boat. Have babies before you are properly settled and odds are you are going to be renting for a very long time.

You have to live like no one else for a while so you can live like no one else later.

In other words make the sacrifices whilst you are young, fit and healthy so you can reap the benefits later. If you spend the best part of your youth educating yourself to lectureship level you cannot then afford the time to spend 10 years abroad fannying around.

Loughton_Monkey

ruggedtoast wrote: »

To listen to many on this forum they should just be treated like despicable untermensch.

There is little need to treat people as "untermensch" when they clearly turn themselves deliberately into one!

Having just returned from a rather long holiday in the sun, I find myself with toothache and needed cheering up. So I signed on and looked for threads you started that may be entertaining.

Well done!

This hit the spot!

This is true "Toastie" stuff. Please keep it coming. It cheered me up.

I'm thinking of launching a countrywide lecture tour entitled "Financial management and life choices". If you are in touch with Fiona, maybe you could mention that I might pay her a few shillings for being an 'exhibit'. I could drag her out halfway through, crying, whinging, and snivelling to illustrate my points.