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cashplus credit card

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  • aardyvark
    aardyvark Posts: 40 Forumite
    just a little update , yes they did send me the card ,
    but after i got it , it said call a number to activate it,
    ,,,, well i sat n thought about it, and just thought why on earth do i want to get credit ,, so under their term i had 30 days to change my mind,
    so i cut it in half and sent it back with a note saying i changed my mind , but thanks anyway.
    i also emailed them , never got any reply from either,
    checked my noodle searches, and it hasnt shown up ,
    so there we are .
    im sure it will make credit score worse by canceling it but as i was BR a while ago i spose it wont matter eh .
  • Did anyone get this card..

    I've been using cashplus for a while now and was wondering how I'd get this offer
  • Yeah, I got an invite in the post out of the blue around April/May time (already have Capital One) with a low limit £300, so when this letter popped in the post offering up to £2000 and the chance to rebuild credit with an invite, I thought what the heck.

    Entered my pin and completed the application, was approved with £100 limit and card/pin arrived no hassle. Cheaper APR than Capital One.

    The downside the limit is just too low, so I think I will close it down, plus the promise on how it can help rebuild your credit rating as they report back, well I have access to all 3 credit reference agencies and not one reports the card, So it's not too efficient for what I wanted the card for.

    Everything else is great, they have an online area, but it's not great, but you can enter the credit card into any ATM and it will tell you your balance and available funds.

    Statements come through with no issue and paying is pretty easy using your bank's pay a bill. It could of been a good card had the limit been a little more generous and it reported back. If you do get an offer, the card is fine, works online and had no problems with it being accepted anywhere. Good friendly service when I have used them :)
  • Rich7111
    Rich7111 Posts: 54 Forumite
    edited 22 September 2015 at 9:59AM
    & as if by magic today they appeared on all of my Credit Reports :) Maybe they read the forums :rotfl: So despite the low limit, they will help your credit rating if used correctly. Not sure how you can get an invite, at the time (April) I received several offers, Vanquis, Aqua, a loan offer from Avancredit and this card.
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