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Halifax Mortgage Application Process?

Is anyone familiar with the Halifax process and what happens next? AIP done about 2 weeks ago, full application done on 10 July, valuation booked for tomorrow. Have checked Experian and looking like full credit search was carried out on 10 July (which has impacted on my score by the way - does this matter?). I am just wondering what the next steps are once the survey is carried out and how long the process normally takes?

Comments

  • blueblazer
    blueblazer Posts: 1,318 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I heard from my broker the afternoon after the valuation in the morning that the application has been accepted.
  • 8184mand
    8184mand Posts: 28 Forumite
    Sixth Anniversary Combo Breaker
    Oh that's good to know thanks!
  • blueblazer
    blueblazer Posts: 1,318 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    That is just my one off experience... I'm sure one of the brokers will be able to confirm if this is usual.
  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It will normally be offered a day or two after the valuation comes back.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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