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please help me

algar_2
algar_2 Posts: 5 Forumite
im sorry to bother you but i dont know where to turn,im terrified of losing my home,i have a loan debt which is threatening me with court action,i have been to c.a.b and they said i could loose my home,im a single mother who works,the loan was originally for £9000 with paragon,but they are chasing me for £34000,when i originally got into trouble with payments i used bains and ernst to deal with my debts,but then i stopped using bains and ernst and made the agreements myself,i have been making reduced payments ,but i thought the interest was frozen because of the agreement i made on the telephone,but they kept charging the interest anyway without informing me,i dont have the agreement in writng about the interest it was done over the phone,i live in scotland,c.a.b have told me there is nothing that can be done because there is equity in my home,please help me i am desperate

Comments

  • Butlers1982
    Butlers1982 Posts: 3,286 Forumite
    You need to seriously consider selling your house to clear off the debt and down size.

    The CAB are the best people and they have given you the right advice.
    Really consider selling the property
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