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Help needed mortgage application question re ccjs
Liverlad67
Posts: 56 Forumite
Looking to buy but had a ccj which fell off file. Most lenders ask if you have had a ccj. How do you answer without shooting yourself in the foot. Surely should be any in last six years. What's the point in having a clean slate if they go back further? What if you had one 10 20 years ago? Ok I have learned my lessons. I am not in the position I was back then. Criminals get a new start. Why not the once financially embarrassed. Sorry for the rant. Dons flameproof suit lol
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Comments
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Apply to a lender which asks only "have you in the last six years...?" or get a broker to do it for you.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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