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T Mobile Default issue

Hi,

I am looking for some advice - I was looking through my Experian report and I came across a default from T Mobile - I left T mobile about a year ago and it looks like I owe then 27 pounds. I am assuming from fees as part of closing the account down or an extra month - I don't have any documents from them regarding this.

This is now showing on my Experian report as a default which is knackering my credit score.

If I cal them and pay this 27 quid will they/ can they remove this default.

Other than wait for 6 years whet other options do I have?

Thanks

Frank

Comments

  • rizla_king
    rizla_king Posts: 2,895 Forumite
    They CAN remove it but will probably tell you tough and refuse.
    Still rolling rolling rolling...... :) <
    SIGNATURE - Not part of post
  • sourcrates
    sourcrates Posts: 31,833 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Common mistake people make with mobile contracts is they forget that a final bill will be produced after giving there 30 days notice, that could be what's happened here, you can ask them to remove the default from your file in exchange for payment, but as its such a small amount of money, there's not much incentive for them to do so, you may have to take the hit on this one unfortunately.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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