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bank statements
jaytol
Posts: 13 Forumite
Do you need to supply 3 months bank statements of all your accounts when applying for a mortgage application or just the relevant one?
Thanks
Thanks
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Comments
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We had to supply ours for the accounts that show our salary going in...0
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My OH and I have our own personal accounts and a joint account together. We had to provide three months of all three accounts. The personal ones had to show three separate wage payments going in.0
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You have to supply what the lender asks for, there is no set rule for the mortgage market as a whole.
If you say which lender you are using then you might get a more accurate answerI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Barclays /Woolwich0
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Usually one month, but they can ask for three.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I don't mean is it one or three months , i mean do they ask for all your different accounts. I have accounts with santander which is the one where my salary is paid into and bills paid but i have a Natwest current account which i use now and again . Do i have to supply statements from both?0
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I don't mean is it one or three months , i mean do they ask for all your different accounts. I have accounts with santander which is the one where my salary is paid into and bills paid but i have a Natwest current account which i use now and again . Do i have to supply statements from both?
Possibly.
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I don't mean is it one or three months , i mean do they ask for all your different accounts. I have accounts with santander which is the one where my salary is paid into and bills paid but i have a Natwest current account which i use now and again . Do i have to supply statements from both?
Is there a reason you don't want to supply the Natwest statements?0 -
Yes , my outgoings could be better. I have tightened up my outgoings in the Santander account for affordability reasons due to stricter affordability tests.0
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