Today is the Day - 36k to 0k

rockm87

Hi and welcome to the boards.

Firstly wow. You earn double what we earn and we got married last year and paid for everything in cash...I mean wow, you took a loan for a wedding. That is amazing. (not being mean, just never heard of it before!).

You really do have a lot of cutting down and out to do and really getting to grips with your money. There are lots of lovely people here with advice, so youre in the best place!

maybe keeping a little note on your phone of every daily spend (every coffee etc) you will get a better picture of where your money is going.

A lot of people here advocate using YNAB tool online to effectively budget every bit of money, you may find this helpful. I think you can try a free trial.

I also want to say get inspired to put your money where it is going to do most good, you earn great money it's such a shame when it gets put to debt! Give Mr Money Mustache a read, his blog really inspired me, I got a little bit addicted and now I tell everyone I can, it helps put into perspective what is really important.

Good luck on your journey..