How to Pay Off My Debt

janeypoo

Hello,

I hope you can see my signature.... I've just transferred £1800 on a 0% offer and have another about 4 months in.

My question is... do I pay minimum payments on the 0% cards, and focus my debt busting to get the credit card at 19.9% interest down as much as possible?

Or do I treat the two at 0% like they are loans and divide the amount owed by the number of months left and set up a DD for that?

Any advice gratefully received

rockm87

Hi!

I would go with your first option, while you have 0% interest pay minimum.

You can try using the snowball calculator and check out your options.

spendaholic1986

Personally I would focus all my efforts on paying off the highest interest card as soon as possible.