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companys that help with debt and interest

edited 30 November -1 at 1:00AM in Loans
3 replies 1.1K views
buffalo_girlbuffalo_girl Forumite
1 posts
edited 30 November -1 at 1:00AM in Loans
???a friend told me that there is a company that can be contacted to get rid of interest on credit cards and help you with debt problems ,they contact the companys for you????? is this true does it exist????apparently its a free charity

Replies

  • RafterRafter Forumite
    3.8K posts
    There is a CHARITY which offers advice, councelling and can help with contacting creditors.

    The are called the 'Consumer Credit Councelling Service or CCCS.

    Their website is at https://www.cccs.co.uk

    Be very careful of COMPANIES offering the same service. They will often try to take a security on your house, charge very high up front fees and you could end up paying much more in the long term. These COMPANIES tend to advertise on daytime and satellite/cable TV.

    Good luck.
    Smile :), it makes people wonder what you have been up to.
  • ReaperReaper Forumite
    7.1K posts
    Part of the Furniture 1,000 Posts Photogenic
    ✭✭✭✭
    Also I hear your local CAB will help you organise your debts and phone up on your behalf, for free. See the CAB thread on this message board.
  • Debt_Free_ChickDebt_Free_Chick Forumite
    13.3K posts
    ✭✭✭✭✭
    I'm very impressed with the information that the National Debtline has on its website

    https://www.nationaldebtline.co.uk

    including an explanation of the process of negotiating with your creditors and sample letters.

    Another charity providing a completely free service, they can also help
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
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