Effect of bank addresses and electoral history on mortgage application

gerardflanagan

According to my council, I registered to vote in feb 2015. Only equifax have this on file (weirdly showing from 2014). My previous history is at a different address in 2010. I presume I only have a chance of a mortgage with lenders who check equifax. When callcredit and experian eventually update my file to reflect feb 2015 registration, will this be good enough? Or will they want me to have been registered for longer?

I have a lot of financial accounts, as a result of taking care of various deals over the years. They're all in good standing. Does my address need to be updated to my current address for all of them, or just my current accounts, or just one current account?

I have 5 currents, 4 credit cards, 2 isas, and one shares account.

Thanks.

gerardflanagan

Can anyone help?

anniecave

Have you been using a different address to where you've been living for the past 5 years? Or have you been abroad? Or did you just chose not to be on the electoral roll?


Your middle paragraph doesn't make sense. Have you moved house recently?