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Help with N1CPC and Hoist Portfolio Handling 2 Limited
Kieranzxt
Posts: 1 Newbie
I would appreciate some advice regarding a N1CPC I have received regarding a debt from Hoist Portfolio Holding (originally from Allience & Leicester / Santander).
I am vaguely aware of a loan I took out in 2005 with Allience and Leicester, which for many reasons I fell behind the payments on.
Eventually I arranged a £1 a month payment plan which I then defaulted on in 2009. (I know this is sounding bad so far....).
I have recently had Hoist Portfolio Holding 2 Limited chasing me for this, but I stuck my head in the sand and presumed it was statute barred, (I had seen it on my Noddle account, and then disappear).
However, I have just received a N1CPC claim form from Northampton court, advising all documents and payments to be sent to Howard Cohen and Co.
I wrote to them with a 'prove it' type letter, and today I received a statement dates with today's date from period 8th August 2014 to 20th June 2015.
Do the debt company have to prove the debt belongs to me, ie give me a copy of the original agreement?
How can I find out if the debt is statute barred?
I am vaguely aware of a loan I took out in 2005 with Allience and Leicester, which for many reasons I fell behind the payments on.
Eventually I arranged a £1 a month payment plan which I then defaulted on in 2009. (I know this is sounding bad so far....).
I have recently had Hoist Portfolio Holding 2 Limited chasing me for this, but I stuck my head in the sand and presumed it was statute barred, (I had seen it on my Noddle account, and then disappear).
However, I have just received a N1CPC claim form from Northampton court, advising all documents and payments to be sent to Howard Cohen and Co.
I wrote to them with a 'prove it' type letter, and today I received a statement dates with today's date from period 8th August 2014 to 20th June 2015.
Do the debt company have to prove the debt belongs to me, ie give me a copy of the original agreement?
How can I find out if the debt is statute barred?
0
Comments
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If you have a claim form you really need to ask on a specific legal advice forum like http://www.legalbeagles.info/forums/forumdisplay.php?105-Received-a-Court-Claim or http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?170-Legal-IssuesStill rolling rolling rolling......
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