Thursday 2nd July - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really are important!:money:

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Exhausted today as 5am starts obviously don't agree with me anymore, lol. Little list as plan to make most of nice weather

Packed lunch for DH & DS - Done
Reda meters & chart - Done
Keep "bumping" my for sale posts - Done
Wait for Freeglers to turn up - yaay!
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks - Done
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read - wip

Have a great day, love to you all

C x

DawnW

Morning all
List for today:

Check banks Done

Ring insurance company re home and contents insurance renewal forms which seem to assume / require that we have a burglar alarm. We don't, and have no intention of having one fitted. Oops forgot this - must remember it tomorrow

Tidying in house and garden - fairly minimal in house, but one of the raised borders in the garden needs proper attention Well, I started, then got rained off, but it cleared up late afternoon and I got quite a lot done!

Pick any produce that is ready A huge lettuce and a few strawberries today

Watering - I didn't do much yesterday as I felt so shattered by the time I got to it Not much needed, as the rain took care of most things :T

Do a wash and dry on line - even if it rains at some stage, there will probably be enough dry hours to get it dry (if that makes sense!) Didn't as it rained, another job for tomorrow

Pop along to sales unit to see if anything needs doing / topping up just a quick tidy up. Nothing seems to have gone I got my cheque / list of what had sold and I was well down on previous months. Oh well, onward and upward!

HM meals from stores, trying for another NSD again today Meals all as planned but didn't manage a NSD as I managed to buy a couple of Monsoon tops off ebay (and one off of Monsoon in their sale :eek: Do need them though, honest

Stick to diet - I failed yesterday Been good today

Right, better get on - hope you all have a good day

twiggy86

Morning all!

Today I have/will:-
*Post on here!
* Check banks
* Take curry out freezer for dinner
* Book circuits session for tonight (I thought I'd used all my sessions but I think there's been a mistake as still one left!)
* Book next block of circuits sessions to get them cheaper
* Take lunch to work
* Use £5 reward to pay off CC
* Pay money into bank at lunch
* Pay money off CC
* Update snowball, signature and spreadsheet
* Go to circuits
* Dinner from stores
* Wash hair and leave to dry naturally

That's everything I can think of for now. Hope you all have a good day!

determined_new_ms

Morning ziggy & Dawn.

Thanks for starting us off ziggy

Looks like it's going to be a nice day here today :j and the temperature has come down so it's not swelteringly oppressive as it was yesterday.

I spent a lot of time just mooching around yesterday, reading, relaxing, cleaned the oven (weirdly therapeutic) and generally reflecting on and processing everything that has happened over the last week. Today I definitely feel lighter and more positive than I have done. I've been in such a fog with so much running through my head. Have decided to take better care of myself while I am going through this time. Spent an hour job searching and found 5 vacancies I'm interested in applying for.

So small things for today:

* [STRIKE]checked banking[/STRIKE]
* [STRIKE]realised I didn't pay CM made payment and sent her a text[/STRIKE]
* All meals from stores - tea for oh & I is yesterday's LO risotto
* bake cake
* got to make a car journey today so will check tyres, oil & water. [STRIKE]Clean car out a little[/STRIKE]
* put £10 of petrol in car
* vacuum stairs & upstairs
* check onepoll
* just got a little more repotting to do. Salad seeds are starting to come through :T
* put away a basket of laundry
* go to Aldi and get ingredients to bake a cake for dgd's birthday and things for bbq on Sunday
* [STRIKE]wrote shopping list[/STRIKE]

Ok think that's all I need to do. Have a lovely day everyone x

Bobarella

Hi Guys

Ziggy - why were you up at 5am? The weather?
Twiggy - Glad you have lots planned on the organisation front
Dawn - hope today is less tiring. Your hot DGD day yesterday sounded full on!
Determined- hope you OK. When is the funeral going to be?


Well it is cooler in the shop today thank goodness. Temp says. 25.5 at present. Yesterday it was 30.5 which believe me was sweltering.

I made a small eBay sale so have just paid £7.64 to the debt. CC2 to be exact. That is the smaller card that I always feel annoyed I can't pay more off cos min payment on CC1 is so high. But with a little more effort CC2 will be on the ropes. £514.83 now to go on it!!

Where is the Foxy one this week? I need to get my fix

Bob

1HANNAH

Morning all,

Thanks ziggy for the start, I don't envy the 5am starts!
Dawn, hope you have a good diet day, I'm trying to be good too.
Twiggy, nice to see you back.
Dnms - if you would like more therapy my oven could do with a clean
Bob, glad that its cooler for you today, must have been tough yesterday. I've just seen you asked if ds1 was better on yesterday's thread, he was better thank you, he had just got far too hot on Tuesday.

My list today is as follows (although taken a drowsy anti histamine for the 1st time so not sure how much i'll get done! This is for some horsefly bites I got on tuesday:( )
Done the following
Kids to breakfast club :starmod:
1/2hr pt session at the gym :starmod:
Fill water bottle at gym :starmod:
Go to the pharmacy for free advice about the bites, & got what I needed :starmod:
Done 2 I say surveys which got me to a payout :starmod:

To do
Check banks/update spreadsheets :starmod:
Ring my sister to ask her to be on standby to get the kids off the school bus and take them to swimming tonight if I am sleepy from med :starmod: I was ok as it turned out and the swimming instructor is an old friend of mine and she gave me a big handful of freebie tickets for the kids swim free with a full price adult at the local play pool :starmod:
All meals from stores :starmod:
Tidy round

Thats it for now :wave:

kayannie

I've never joined in before, but have been following you all for a few weeks. I am so impressed at how motivated you all are to save where you can, and also the support that you all give to each other.
I am lucky that I don't have debts, but I am retired on a very small state pension so have to be frugal. Luckily this comes naturally as I have always shopped carefully - in fact, I get a kick out of finding a bargain!

My frugal day so far:

Got up very early as it was so hot and took dog for a 2 mile walk before breakfast - good exercise for both of us, and I keep a lookout for freebies on the way (5p today).

Turned off the hot water after only 15 minutes - with these temperatures, it keeps hot for ages in a well lagged tank.

Put surplus boiled water from the kettle into a flask to use for next hot drink.

Picked a few beans and dug potatoes.

Cycled a mile to the shops - nearest supermarket is 10 miles away, but good independent shops in our small market town. Got a large granary loaf from the baker for 75p as it was yesterday's, but still fresh.

Post has arrived so cut up junk mail and envelopes to use for shopping lists.

Just decided on lunch - will use up some soft tomatoes to make an omelette.


Hope everyone is a bit cooler today!

1HANNAH

kayannie wrote: »

I've never joined in before, but have been following you all for a few weeks. I am so impressed at how motivated you all are to save where you can, and also the support that you all give to each other.

Hi kayannie, its a great thread and everyone is so supportive & helpful, keep posting

twiggy86

kayannie wrote: »

Post has arrived so cut up junk mail and envelopes to use for shopping lists.

I think I'll steal this idea if you don't mind! I also have some very tatty envelopes as my "pots" (i.e. food) - refuse to get a new one but why have I never thought to use one from the post?! See - I'm already pleased you've decided to join in!

Bagpuss741

Today I have/will

1. Checked online banking
2. Cleaned downstairs and hallway
3. Meals from stores
4. Received email back regarding my Red magazine subscription and glad my renewal price is just £12 a year again so will continue with this
5. Free postcode lottery
6. Cleaned coffee machine
7. Took my nan to her hairdresser appt.
8. Home manicure