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Redundancy prior to exchange - help?!

2

Comments

  • libf
    libf Posts: 1,008 Forumite
    Landofwood wrote: »
    That's not an answer.

    If they want to commit fraud, that's up to them.

    The answers to the questions that she's asking don't matter, because she needs to tell the lender that there's been a material change in situation.

    If everyone just went around doing what they wanted because they thought it would work out better for them then it would be a pretty !!!! society to live in.
  • Ok, opinions aside here, can anyone tell me what checks the lender is likely to do that might alert them to my change in circumstance?
  • Landofwood
    Landofwood Posts: 765 Forumite
    libf wrote: »
    The answers to the questions that she's asking don't matter, because she needs to tell the lender that there's been a material change in situation.

    If everyone just went around doing what they wanted because they thought it would work out better for them then it would be a pretty !!!! society to live in.

    Rubbish. She doesn't NEED to do anything. She can live her life exactly as she chooses. There are often consequences for such behaviour, which means the majority stick to the rules.

    If she chooses to deceive the lender and risk repossession and criminal proceedings, that's her life choice.

    She has already been told the risks. Stop judging.
  • Landofwood
    Landofwood Posts: 765 Forumite
    the_girl wrote: »
    Ok, opinions aside here, can anyone tell me what checks the lender is likely to do that might alert them to my change in circumstance?

    At this stage it is unlikely that they will speak with your employer, but anything is possible.
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    They could ask for your current wage slip
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • BJV
    BJV Posts: 2,535 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Gutted for you. Really rubbish timing. But!!!! if in doubt always come clean. Anything finance and insurance you can never give too much information and any info you do give has to be accurate or at least to the best of your knowledge.


    In an ideal you will get another job asap and there will be no issues. But what if????. What you don't? 100% Speak to your solicitor.
    Happiness, Health and Wealth in that order please!:A
  • libf
    libf Posts: 1,008 Forumite
    Landofwood wrote: »
    Rubbish. She doesn't NEED to do anything. She can live her life exactly as she chooses. There are often consequences for such behaviour, which means the majority stick to the rules.

    If she chooses to deceive the lender and risk repossession and criminal proceedings, that's her life choice.

    She has already been told the risks. Stop judging.

    Expecting people to do the right thing is not judging.

    If you post your business on a public forum then you may get replies you don't like. Suck it and stop telling other people what opinions they can have.
  • lite_ruse
    lite_ruse Posts: 33 Forumite
    I'd take the alternative role, go ahead with the purchase, then start looking for a new role. But that's just me.
    ---
    pay off all CC debt by July 2017
    current CC debt: £10,560 ¦ paid to date: £0
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    she wont get a big payout if she did
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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